My New Credit Card

Yes, I sound a little bit frantic when I say that I need it now, not later. Okay here goes. I am the kind of person who is usually on the run and somehow have to rush things so as not to end up with piled up things in the office as well as home. Good thing I am so single. I wonder what would happen if I have a boyfriend or family, can’t imagine. Anyways… there was a time before when I was newbie at the company where I am now and that time I needed to buy purchase a new line of clothing that is reflective of the company. I did not have enough cash that time to buy those. So what I did was, went to the bank applied for a prepaid credit cards section of the bank.

The accommodating lady attended to me until I was done with the filling up of the forms of prepaid credit cards that I applied for. I am happy that my application was placed in the instant approval credit cards file. My application was immediately approved because of my good track record with both prepaid credit cards as well as for first timers they would have some confusions about things about prepaid credit cards and also things related to instant approval credit cards. Fir

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The U.S. Bank FlexPerks® Travel Rewards Visa® Card is a travel rewards card that is designed to benefit those who travel. The card gives bonus points after your first purchase and offers no annual fee for the first year. In addition, there are a variety of ways you can earn double points for your purchases. This is one of the newest travel rewards cards offered by U.S. Bank. Here are some of the card features:

• No Annual Fee for the first year, $49 thereafter.
• Earn double points for gas, grocery or airline travel purchases
• Accepted at more than 26 million merchant outlets worldwide.

Rates and Offers
This card does not offer a special introductory rate. The APR will be between 13.99% and 23.99% based on your creditworthiness. This applies to both purchases and balance transfers. The APR for cash advances is 23.99% and all rates may vary based on changes to the prime rate. Your due date is 24 – 30 days after the close of each billing cycle. You

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The Citi® mtvU™ Platinum Select® Card is a rewards credit card specifically designed to meet the needs of students. The card offers bonus points for cardmembers who pay their bill on time, stay under their credit limit, and for those that get good grades. Being a cardmember gives you special access to exclusive mtvU experiences like free concert tickets, tickets to the mtvU Woodie Awards or VIP status at mtvU’s Spring Break. In addition, the card offers a special introductory rate on purchases and this card does not have an annual fee. Here are some of the card features:

• Up to 2000 reward points twice a year for having a good GPA
• 10% discount on music and entertainment products at shop.mtv.com

Access to exclusive mtvU experiences like free concert tickets, tickets to the mtvU Woodie Awards or VIP status at mtvU’s Spring Break

Rates and Offers
This student credit card offers a special introductory rate of 0% for the first 7 months you have the card. This applies to all purchases. After t

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When we find our credit card balance too high, that’s where we panic, especially when our job pay isn’t enough to cover it all. We desperately seek help, often from credit counselors. But we end up having an additional bill to pay for though we a higher chance to get the bills paid.

Credit management is a course we have to learn before getting involved in credit cards. We don’t have to go to a financial course in a school to learn this. We have enough resources to get our knowledge from. Books, one-day seminars, internet and magazines all of them offering enough topics for the syllabus.

I could summarize some points in this article by telling you the greatest mistakes of handling a credit card and what to do about these mistakes.

Minimum Balance is not enough, always. Okay, you are required to pay a minimum amount and you pay the minimum amount. That’s fine but do you know that paying minimum amounts extends the credit duration and that you may be charged with higher interests for the coming months? Most cr

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