— Armando White @ 11:25 am — 
March 19, 2011If you’re like me, you’re probably not thinking about how much credit you have left on your card each time that you swipe. Sure, you may have a general idea. But it’s all too easy to forget how quickly a latte here and a take-out lunch there can drain your account.
At least, that’s my excuse. By the time I finally log on to a computer and check my balance, it’s usually too late. I’ve overindulged in a string of $5 and $10 purchases that seemed harmless at the time, and, now, I’m one more month away from paying off my credit card balance in full.
Luckily, I may not have that excuse for long. Last summer, MasterCard released the high-tech interactive “display card” in Europe and Asia, and now they say that it’s headed to the U.S. sometime in the next year.
The futuristic chip-enabled card features a small screen embedded on the upper-right hand side that looks like an old-school calculator screen and a touch-sensitive button that you can use to pull up guilt-inducing information, such as how much you spent at Starbucks last week. Depending on your needs, the screen can also tell you how big your balance is and how much credit you have left on your card – a useful feature for credit card holders who are in danger of maxing out. MSBC reports that the card will eventually display other penny-pinching features as well, such as coupon codes from retailers. Think of it as a personal trainer for your wallet. Seeing your swiftly increasing balance in real time could be an effective defense against that tempting coffeehouse muffin, or those designer jeans on discount. And when you finally get your balance close enough to zero that you can splurge, you’ll know it without having to leave the store
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