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The Ink Cash(SM) Business Card is a rewards card that gives cash back on your eligible business purchases. The card offer valuable tools that will help your company manage their business expenses. Being a cardmember allows you to take advantage of the popular Chase Blueprint feature which offers flexible payment options. The card is accepted worldwide, wherever Visa and MasterCard credit cards are accepted. With the card you can get additional cards for your employees that will also earn you points. All this is offered with no annual fee.

• 3% cash back on fuel, home improvement, dining and office supply purchases
• Unlimited 1% cash back on all other purchases
• No limit to the number of points you can earn
• Up to 10 points for $1 spent when you shop online through Chase Rewards Plus
• Free additional cards for employees
• No Annual Fee

Intro APRIntro APR
PeriodRegular
APRAnnual
FeeBalance
TransferCredit
Needed0%6 Months11.24%,14.24%,17.24% Variable*NoneYesGood

Rates and Offers
This business card offers an introductory rate of 0% on purchases and balances transfers for the first 6 months the account is open. After the introductory period the variable rate will be 11.24% to 17.24% based on credit worthiness. This applies for both purchases and balance transfers. This rate can vary based on changes to the prime rate. The APR for cash advances is 19.24% or if your purchase rate is 17.24% then it will be 23.24%. This also goes for the APR for overdraft advances. The default APR is 29.99% and this too will vary with the market based on the Prime Rate. Here are the reasons the default APR would apply to your account:

• fail to make any Minimum Payment by the date and time due (late payment)
• exceed your credit line
• make a payment that is returned unpaid
• do any of the above on another account or loan you have with us or any of our related companies.

Unlimited Cash Back
The Ink Cash Business card offers a solid rewards program for users that rewards you with points that you can redeem for cash. You will earn 1 point for each $1 of your net purchases. In addition, you will earn an 2 points for each $1 of net purchases made at retail establishments that classify their merchant location for Visa/MasterCard in any of the following categories: gas, dining, hardware stores, home improvement stores, and office supply stores. Cash back earnings will appear as points on your card statement. 5,000 points can be redeemed for a $50 check and points can also be redeemed for gift certificates or gift cards from popular merchants.

Purchases that are not eligible to receive the additional 2 points include, purchases made at superstores, warehouse clubs, discount stores, and their affiliates. Online and catalog purchases are not eligible to receive the additional 2 points either. This rewards program does not give points on balance transfers, cash advances, any checks that are used to access your account, travelers checks, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including fees for products that protect or insure the balances of your account. There is a maximum point accumulation on net purchases earning the additional 2 points which is 4,000 points per billing cycle, this equals $2,000 in net purchases. There is no maximum accumulation on net purchases earning 1 point.

Business Tools
The Ink Cash(SM) Business Card offers the following business tools for your company.

• Access your account 24/7 by calling a Business Card Specialist or by logging onto chase.com/ink.
• Get free additional Ink Cash Cards for your employees and earn points on all of their purchases.
• Control employee purchases by setting spending limits for each employee.
• Stay in control of your account with free custom text or e-mail account alerts and our fraud early warning service.
• Track expenses with itemized monthly statements and quarterly management reports.
• Chase BlueprintSM — Design your plan to meet the cash flow needs of your business.

Blueprint
With Chase Blueprint you are able to manage your finances on your terms. You can choose the option you want based on the cash flow of your business. There are four options available:

1. Full Pay: Avoid paying interest on common purchases when you pay in full each month. Choose the types of purchases to pay in full and we’ll separate them on your statement.
2. Split: Pay off larger purchases sooner. Select a purchase and set an end date or monthly payment based on your business cash flow needs.
3. Finish It: Pay down a balance faster. Choose an end date or monthly amount. We do the math and set up the plan.
4. Track It: See your business spending trends at a glance. Create your own reporting and more easily track and manage your business expenses.

Ink Cash(SM) Business Card Fees
The table below highlights some of the fees associated with the Ink Cash Business Card. For a complete list you should refer to the card terms and conditions. You can easily apply for the card online today. Description Fee

Annual Fee$0Balance TransfersEither $5.00 or 3% of the amount of each transfer, whichever is greater.Cash AdvancesEither $10.00 or 3% of the amount of each transaction, whichever is greater.Foreign Transactions3% of each transaction in U.S. dollars.Late Payment$15.00 if the balance is less than $100.00; $29.00 if the balance is $100.00 or more, but less than $250.00; and $39.00 if the balance is $250.00 or more.Over-the-Credit-Limit$39.00Return Payment$39.00Return Check$39.00

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