As Chino foreclosure defense lawyers, we’ve blogged before about the use of MERS, or the Mortgage Electronic Registration System, in the mortgage industry. MERS is a private company that mortgage lenders use to track ownership of loans; it allows lenders to bypass local land office registration. Critics allege that it contributes to the disorganization that has characterized much of the bursting of the housing bubble. A proposed class of homeowners challenged MERS in Cervantes et al. v. Countrywide Home Loans et al., a Ninth U.S. Circuit Court of Appeals ruling that ultimately did not go their way. Olga Cervantes and other Arizona homeowners alleged a conspiracy by MERS and participating lenders to commit fraud, but the district court dismissed this for failure to state a claim and the Ninth Circuit upheld that ruling.
When a borrower takes out a mortgage, both the promissory note to repay the loan and the mortgage/deed of trust securing the loan must be registered with the county office; sales should also be registered.
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If you’re wondering about credit repair techniques and how you can use them in your situation, then you’re not alone. It’s a new year and there is no better time than right now to get your credit back on track. It’s time to start living the way you want and stop struggling because of a poor credit score.
Before you even get started fixing your credit, however, you should do a little bit of homework. There are a few different ways that you can go about improving your score, but it’s important to choose the best credit repair techniques for your situation or develop a plan as to how you will incorporate a few different methods to find the most effective results. There are a
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Do you hold a LIC policy? If the answer is No, people like you are rare. But almost each and every person usually has few LIC policies which were sold to them by an uncle or aunty few years back and most of the people have no idea about what they have bought. Most of the investors in LIC policies just take things for granted and keep dragging the policies assuming it would be the best thing in their financial life. In this article my aim is to give you a 360 degree view of these policies and talk about few aspects which will help you in understanding how these policies work and you can evaluate yourself if good or bad.
A lot of policies pay you on a periodic basis like at the end of 4th, 8th and 12th year, and then finally at the end of the maturity period. These policies are Money back policies, the example can be Jeevan Surabhi or Komal Jeevan. A
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While most people have problems paying their bills in using their credit cards, there are still many who don’t use a credit card in their purchases. The most common reason is that they think that credit cards might tempt them to purchase unnecessary things. While this is true to some, it is still not enough reason for others to label credit cards as no good. In fact, there are several advantages in using credit cards. It is important to know these advantages so you’ll be convinced that credit cards are the more practical choice in purchasing anything.
First, you need not go to the store to purchase something if you use credit cards. Most of the things that you need can already be purchased online. However, using you can’t use actual cash. If you prefer using cash, you need to do fund transfers to pay for a certain product or service. Aside from being a security risk, not all the time that the product can be paid using cash too. Most Full Post…